The investment credit is a medium- or long-term credit used to finance the acquisition or replacement of fixed assets, with a view to maintaining or increasing the productivity of the company. There is no maximum amount. VCBBank has the investment credit especially for entrepreneurs.
An investment credit can be used for:
- the purchase of a plot or building for business purposes
- the acquisition of an existing company
- the construction or renovation of business premises
- the purchase / renewal of company equipment.
The duration depends on the destination and often corresponds to the economic life of the good. The borrower must repay the investment credit with monthly repayments according to an agreed repayment plan. It is also possible to request temporary postponement of capital repayment (so-called “grace period”).
For more information, you can visit one of our offices.