VCBBank has the investment credit especially for entrepreneurs. The investment credit is a medium- or long-term credit used to finance the acquisition or replacement of fixed assets, with a view to maintaining or increasing the productivity of the company.
An investment credit can be used for:
- the purchase of a plot or building for business purposes
- the acquisition of an existing company
- the construction or renovation of business premises
- the purchase / renewal of company equipment.
There is no maximum amount.
The term depends on the intended purpose and often corresponds to the economic life of the asset. The borrower must repay the investment loan with monthly installments according to an agreed repayment schedule. It is also possible to request a temporary deferral of principal repayments (a so-called “grace period”).
For more information, you can visit one of our offices.